Smart Tools Hub

Currency USD ($)NGN (₦)GBP (£)EUR (€)KES (KSh)GHS (₵)ZAR (R)

Registration, licences & legal

Equipment & devices

Initial inventory or materials

Branding & website

Rent deposits & fit-out

Monthly rent & utilities

Monthly salaries (including yours)

Monthly marketing

Monthly software & subscriptions

Other monthly costs

Months of runway before break-even Most new businesses plan for at least six months.

Contingency buffer (%) Covers the costs you have not thought of yet.

Capital you already have